花呗 Traditional form: 花唄 Pinyin (reading): Huābei Definitions: Ant Check Later, consumer credit service offered by Ant Financial Services 螞蟻金服/蚂蚁金服 ( Mǎyǐ Jīnfú) Characters: 花 - flower, blossom; to spend (time or money) 呗 - final particle of an assertion Traditional characters: 花 - flower, blossom; to spend (time or money) 唄 - final particle of an assertion