次贷 Traditional form: 次貸 Pinyin (reading): cìdài Definitions: subprime lending abbr. for 次級貸款/次级贷款 (cìjídàikuǎn) Characters: 次 - order, sequence; second, next; one after the other 贷 - to borrow; to lend; to pardon Traditional characters: 次 - order, sequence; second, next; one after the other 貸 - to borrow; to lend; to pardon