欠条 Traditional form: 欠條 Pinyin (reading): qiàntiáo Definitions: IOU certificate of indebtedness Characters: 欠 - to lack, to owe; to breathe, to yawn 条 - clause, condition; string, stripe Traditional characters: 欠 - to lack, to owe; to breathe, to yawn 條 - clause, condition; string, stripe