拖欠 Traditional form: 拖欠 Pinyin (reading): tuōqiàn Definitions: in arrears behind in payments to default on one's debts Characters: 拖 - to drag, to haul, to tow; to delay 欠 - to lack, to owe; to breathe, to yawn Traditional characters: 拖 - to drag, to haul, to tow; to delay 欠 - to lack, to owe; to breathe, to yawn